Residential Garage Fire — Michigan Home

Michigan Residential Garage Fire — $568,928 Recovery

Total Recovery
$568,928
Additional Neighbor Compensation
$18,477.65
An accidental fire originated in a homeowner’s garage in suburban Michigan. The fire destroyed the garage structure, damaged the main residence, and impacted a neighboring property. Ayzertech was brought in to manage the multi-party claim and ensure all damages—both direct and adjacent—were fully documented and compensated.

Throughout the process, Ayzertech coordinated structural assessments, contents valuation, vendor payments, and additional living expense documentation. Our oversight ensured the homeowner recovered the full value of the loss while also assisting the neighboring property owner impacted by the fire.

Challenge

A garage fire caused both structural and contents loss, damaged a neighboring home, and required managing multiple coverage components. The homeowner needed support navigating structure, contents, ALE, vendor invoices, and third-party responsibility.

Damage to the garage and surrounding property after the fire.
Solution

Ayzertech documented every aspect of the loss, including garage structure damage, main residence impact, personal property loss, and the neighboring property claim. We coordinated vendor payments, managed ALE documentation, challenged under-valued portions of the estimate, and advocated for full replacement costs.

This comprehensive approach secured:

  • Structure Damage: $246,890.31
  • Contents & Vendor Payments: $290,970.01
  • Additional Living Expenses: $60,000.00

Total Recovery: $568,928.99

Ayzertech also recovered $18,477.65 for the neighboring homeowner, ensuring all parties affected by the fire were compensated fairly.

What we learned together

This case demonstrated the importance of managing both primary and secondary property impacts. By carefully documenting all losses and coordinating multi-party claims, Ayzertech ensured that both the homeowner and neighboring property owner received the compensation they needed to recover fully.

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