Residential Home Flood – Sewer Backup

Residential Flood Loss – Midwest Home

Coverage Outcome
Full Policy Benefits Recovered
Additional Releif
City Petition Submitted
In the spring of 2025, a Midwestern city experienced a devastating flood when a severe rainstorm overwhelmed the municipal sewer system. As a result, dozens of residents suffered significant water backups in their homes. The city agreed to cover mitigation expenses for more than 50 affected properties, but many homeowners soon discovered that water backup was not covered under their insurance policies unless they had purchased a specific endorsement.

One overwhelmed family reached out to Ayzertech for guidance. With our expertise, they recovered the full amount they were entitled to while we managed every step of the process—minimizing stress and handling all communication with the carrier.

Challenge

A severe rainstorm caused sewer system overload and widespread water backups in local homes. Without water backup endorsements, many homeowners faced denied or limited coverage, creating confusion and financial pressure.

Flooded basement or water damage photo.
Water damage resulting from municipal sewer backup.
Solution

In the beginning, we embarked on a series of in-depth strategy sessions, diving deep into the narratives that shaped their projects and the individuals behind them. This exploration allowed us to uncover the essence of their brand, leading us to the pivotal moment of rebranding. The new identity we crafted is one that exudes a sense of calm confidence, characterized by a palette of earthy tones that evoke a connection to nature. We chose geometric typography to convey modernity and clarity, ensuring that the visual elements resonate with their audience.

Ayzertech conducted a full damage assessment, documented all structural and contents losses, and coordinated with mitigation teams funded by the municipality. We managed communication with the insurance carrier, ensuring the family received the maximum benefits available under their policy.

The case was so successful that Ayzertech prepared a formal claim binder to petition the city for compensation beyond the policy limit, ensuring the homeowners received every dollar they were entitled to.

What we learned together

This case demonstrated the importance of understanding policy limitations—specifically water backup exclusions—and the value of comprehensive documentation. It also highlighted the power of advocating beyond the insurance policy when municipal responsibility may be involved.

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